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Home Equity Loans
Home Equity Loan Types
Current Home Equity Programs (States of Pennsylvania and New Jersey Only)
EFFECTIVE
October 1, 2019
| LOANS WITH LTV < 80% FIXED RATE PROGRAMS |
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24-48 MONTHS 1ST LIEN POSITION |
3.74% APR 3.74% Rate |
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24-48 MONTHS 2ND LIEN POSITION |
3.99% APR 3.99% Rate |
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60 MONTHS |
4.24% APR 4.24% Rate |
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72-120 MONTHS |
4.99% APR 4.99% Rate |
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132-180 MONTHS |
6.24% APR 6.24% Rate |
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192-240 MONTHS |
6.99% APR 6.99% Rate |
| ALL RATE QUOTES ASSUME AUTOMATIC PAYMENT, OTHERWISE ADD
.50 |
| VARIABLE RATE LOAN WITH LTV <
80% 4.93% APR
4.93% Rate |
| Rate changes annually each January, term from 1 to 15 years. Call for details.
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| LOANS WITH LTV GREATER THAN
80% AND LESS THAN OR EQUAL TO
85% |
| ADD
1.00% TO RATE |
| HOME EQUITY LINE OF CREDIT |
• VARIABLE RATE BASED ON PRIME RATE PLUS INDEX – FLOOR RATE
5.00% APR 5.00% Rate
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MAXIMUM LTV OF 85%
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FLOOR RATE 4.00%
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* APR IS THE ANNUAL PERCENTAGE RATE *
Norristown Bell Credit Union NMLS #423068
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