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Home Equity Loans
Home Equity Loan Types
Current Home Equity Programs (States of Pennsylvania and New Jersey Only)
EFFECTIVE
May 1, 2020
| LOANS WITH LTV < 80% FIXED RATE PROGRAMS |
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UP TO 60 MONTHS |
3.99% APR 3.99% Rate |
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UP TO 120 MONTHS |
4.24% APR 4.24% Rate |
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121-180 MONTHS |
5.24% APR 5.24% Rate |
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181-240 MONTHS |
6.24% APR 6.24% Rate |
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| ALL RATE QUOTES ASSUME AUTOMATIC PAYMENT, OTHERWISE ADD
.50 |
| VARIABLE RATE LOAN WITH LTV <
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| LOANS WITH LTV GREATER THAN
80% AND LESS THAN OR EQUAL TO
85% |
| ADD
1.00% TO RATE |
| DEBT CONSOLIDATION HOME EQUITY LOAN |
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NO LONGER OFFERED
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• FOR THE BENEFIT OF CONSOLIDATING ALL YOUR DEBTS AT A LOW RATE.
• MAXIMUM LTV OF
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| HOME EQUITY LINE OF CREDIT |
• VARIABLE RATE BASED ON PRIME RATE PLUS INDEX – FLOOR RATE
5.00% APR 5.00% Rate
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MAXIMUM LTV OF 85%
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FLOOR RATE 4.00%
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* APR IS THE ANNUAL PERCENTAGE RATE *
Norristown Bell Credit Union NMLS #423068
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