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Home Equity Loans
Home Equity Loan Types
Current Home Equity Programs (States of Pennsylvania and New Jersey Only)
EFFECTIVE
January 1, 2021
| LOANS WITH LTV < 80% FIXED RATE PROGRAMS |
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1st Lien 2,3,4 Years |
3.74% APR 3.74% Rate |
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2nd Lien 2,3,4 Years |
3.99% APR 3.99% Rate |
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5 Years |
4.24% APR 4.24% Rate |
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6-10 Years |
4.99% APR 4.99% Rate |
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11-15 Years |
6.24% APR 6.24% Rate |
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16-20 Years |
6.99% APR 6.99 Rate |
| ALL RATE QUOTES ASSUME AUTOMATIC PAYMENT, OTHERWISE ADD
.50 |
| VARIABLE RATE LOAN WITH LTV <
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| LOANS WITH LTV GREATER THAN
80% AND LESS THAN OR EQUAL TO
85% |
| ADD
1.00% TO RATE |
| DEBT CONSOLIDATION HOME EQUITY LOAN |
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NO LONGER OFFERED
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• FOR THE BENEFIT OF CONSOLIDATING ALL YOUR DEBTS AT A LOW RATE.
• MAXIMUM LTV OF
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| HOME EQUITY LINE OF CREDIT |
• VARIABLE RATE BASED ON PRIME RATE PLUS INDEX – FLOOR RATE
5.00% APR 5.00% Rate
•
MAXIMUM LTV OF 65%
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FLOOR RATE 5.00%
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* APR IS THE ANNUAL PERCENTAGE RATE *
Norristown Bell Credit Union NMLS #423068
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