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Home Equity Loans
Current Home Equity Programs (States of Pennsylvania and New Jersey Only)
EFFECTIVE
September 1, 2016
| LOANS WITH LTV < 80% FIXED RATE PROGRAMS |
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TERM 1-4 years Fist Lien Position |
3.74% APR 3.74% Rate |
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TERM 1-4 years Second Lien Position |
3.99% APR 3.99% Rate |
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TERM 5 years |
4.24% APR 4.24% Rate |
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TERM 6,7,8,9,10 years |
4.99% APR 4.99% Rate |
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TERM 11, 12, 13, 14, 15 years |
6.24% APR 6.24% Rate |
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TERM 16, 17, 18, 19, 20 years |
6.99% APR 6.99% Rate |
| ALL RATE QUOTES ASSUME AUTOMATIC PAYMENT, OTHERWISE ADD
.50 |
| VARIABLE RATE LOAN WITH LTV <
80% 4.93% APR
4.93% Rate |
| Rate changes annually each
January, term from
1 to 15 years. NBCU offers a modification option. Call for details. |
| LOANS WITH LTV GREATER THAN
80% AND LESS THAN OR EQUAL TO
85% |
| ADD
1.00% TO RATE |
| DEBT CONSOLIDATION HOME EQUITY LOAN |
•
FIXED RATE OF 10.15% APR 10.15% Rate
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TERM 0F 3, 4, 5 YEARS
• FOR THE BENEFIT OF CONSOLIDATING ALL YOUR DEBTS AT A LOW RATE.
• MAXIMUM LTV OF
85% |
| HOME EQUITY LINE OF CREDIT |
• VARIABLE RATE BASED ON PRIME RATE PLUS INDEX – FLOOR RATE
4.00% APR 4.00% Rate
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LTV UP TO 75%: 4.00% APR 4.00% Rate
•
LTV 75.01% TO 80.00%: 4.00% APR 4.00% Rate
•
LTV 80.01% TO 85.00%: 4.00% APR 4.00% Rate |
* APR IS THE ANNUAL PERCENTAGE RATE *
Norristown Bell Credit Union NMLS #423068
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